Mini Split Heat Pumps for New York Homes.
Ductless mini split systems (also written "mini-split") heat AND cool your home from one unit, without ductwork. IGS installs cold-climate Mitsubishi, Samsung, and Bosch mini-splits across Upstate NY — properly sized, fully permitted, with NYSERDA Clean Heat rebates included.
- Single-room ductless installations start at $5,800 installed — a one-room system earns no Clean Heat rebate
- Cold-climate rated to -15°F — heats AND cools, year-round comfort
- Ductless or ducted — we'll recommend what's right for your home, not what we want to sell
- NYSERDA Clean Heat rebates handled for you (amounts vary by utility + ZIP)
- 20+ years installing in New York · Mitsubishi authorized · Samsung Preferred Plus · Bosch certified
Will a Mini-Split Work for Your Home?
A quick sizing + savings estimate. No email. No pressure.
Based on homes like yours…
Why NY Homeowners Choose IGS for Mini-Split Heat Pumps
10,000+ residential installations across Upstate New York.
One Mini-Split System, Heat AND Cool All Year
Ductless mini-splits put a slim indoor unit in each room you want conditioned. One outdoor unit feeds them. Heats in winter (down to -15°F), cools in summer, no ductwork required. Each room sets its own temperature.
NYSERDA Clean Heat Rebates
Through NYSERDA's Clean Heat program, eligible homeowners can receive rebates on qualifying cold-climate heat pump installations. Amounts vary by utility territory, home size, and whether you decommission existing fossil-fuel systems. We identify exactly what you qualify for in your written proposal.
Right-Sized From a Real Manual J — Not a Guess
We perform an ACCA Manual J load calculation before recommending equipment. Oversized mini-splits short-cycle, undersized ones run constantly — both shorten equipment life. We size it right the first time, in writing.
Recent Mini-Split Heat Pumps Installs Across New York
Real IGS mini-split installs across Upstate NY — cold-climate tested through multiple winters.
Ready to Schedule?
Share a little about your home. We’ll prepare a practical next step for your service line — no obligation, no pressure.
Schedule My Mini-Split Assessment
A local IGS engineer will visit your home, measure the load, and give you a written proposal — no pressure, no obligation.
We don’t share or sell your information.
How Mini-Split Heat Pumps Saves You Money
Single-Room Mini-Split Pricing
One room starts near $5,800 for a cold-climate ductless system, installed. That is the price, not a starting point before incentives come off — Clean Heat only pays when the heat pump carries the whole house, so a single-zone job gets no rebate. Multi-zone and whole-home configurations price higher and can qualify. Final price comes from an in-home assessment — written, line-itemized, no surprises.
A one-room system is priced as installed. It is not eligible for the whole-home NYSERDA Clean Heat rebate, which requires the heat pump to cover 100% of your Manual J design heat load.
IGS estimator pricing, cheapest single-zone cold-climate build; verified against closed 2025–2026 installsLow or No Money Down
We finance through EFS. Low or no money down if your credit qualifies — 540 is the minimum score. Your rate and term come back from the credit check, and you'll see the exact monthly payment before you sign anything.
EFS Finance — qualifying credit required, terms varyNYSERDA Clean Heat Rebates
Utility rebates range based on your utility territory, home size, and whether you decommission existing fossil-fuel systems.
NYSERDA Clean Heat Program — 2026 published ratesDecommission Oil or Gas
Retiring your oil or gas system and switching fully to heat pump can unlock higher rebate tiers. Disadvantaged Community zones qualify for additional incentives. Program amounts vary by utility territory.
NYSERDA Clean Heat Program — 2026 published utility rates (ASHP decommission ceiling up to $11,000 in Disadvantaged Communities); verify eligibility by ZIPHeating Cost Reduction
A properly sized cold-climate mini-split can cut annual heating spend significantly versus oil or propane. Your savings depend on current fuel cost and electric rate.
NYSERDA / NREL cold-climate HP field studiesWhat to Expect When You Work With IGS
A clear, no-pressure process from first call to final activation.
In-Home Assessment
A local IGS engineer visits your home — typically 45–60 minutes. We check your existing heating system, insulation, room layout, and where mini-split units would mount. You ask any questions. We don't pitch on the visit; the proposal comes after.
Engineering & Written Proposal
Our in-house engineering team sizes the system from a real Manual J load calculation and selects the right equipment mix (single-zone, multi-zone, or hybrid with existing furnace). You receive a written, line-itemized proposal with every rebate and credit you qualify for.
Rebate Paperwork & Permits
We handle NYSERDA Clean Heat paperwork, utility rebate forms, and town permits. You don't fill anything out.
Installation
Single-zone mini-split: 1 day. Multi-zone: 1–2 days. Whole-home or hybrid configurations: 2–4 days. Commissioning and homeowner walkthrough included.
No pressure. No obligation. If a mini-split isn't right for your home, we'll tell you — we've recommended other options when they were the better fit.
What Our NY Customers Say
Reviews from real IGS customers across Upstate NY.
“We were spending a fortune on heating oil. After our Mitsubishi install, that bill went way down. The house is also more consistently comfortable — no more cold spots like before.”
“I was worried about heat pumps in an Ithaca winter. IGS showed me the cold-climate data and the Manual J calc. Two winters in — we haven't needed the backup heat once. I'm a convert.”
“Ductless was the right call for our older farmhouse — no ductwork needed. Each room has its own control. The crew was professional and finished in two days. We love it.”
Common Questions About Mini-Split Heat Pumps
What does a mini-split cost?
A single-room ductless system starts near $5,800 installed. A one-room job earns no Clean Heat rebate — the whole-home rebate requires the heat pump to carry 100% of your Manual J design heat load — so $5,800 is the price, not a pre-incentive figure. Multi-zone and whole-home configurations price higher on load, zone count, and equipment, and can qualify for the rebate. EFS financing is available for qualified homeowners, with low or no money down; rates depend on credit score (540 minimum) and actual term and rate depend on credit review. Final price comes from an in-home assessment, written and line-itemized.
Do mini-splits work in cold New York winters?
Modern cold-climate mini-splits are rated to heat efficiently at outdoor temperatures down to -15°F. IGS only installs equipment proven in Upstate NY — we've tested these systems through multiple winters with real customer data.
Can I keep my existing furnace as backup?
Yes — a hybrid configuration is common. The mini-split handles most heating loads; the existing furnace provides backup on the coldest days. We'll design what's right for your home, not what's easiest to install.
What rebates are available for mini-splits in New York?
NYSERDA's Clean Heat program provides rebates for qualifying cold-climate installations, but only when the heat pump carries 100% of your home's Manual J design heat load. A single-room system does not meet that test and receives nothing — there is no reduced tier. For whole-home systems the amount depends on your utility territory, home size, whether you're decommissioning fossil-fuel heat, and whether your ZIP is a Disadvantaged Community. We quantify exactly what applies to your project in the written proposal.
How long does installation take?
A single-zone mini-split is typically 1 day. Multi-zone systems run 1–2 days. Whole-home or hybrid configurations 2–4 days. Install time doesn't include permit + rebate paperwork, which adds a few weeks upfront — we handle all of it.
What brands of mini-splits do you install?
Mitsubishi (authorized dealer), Samsung (Preferred Dealer Plus), and Bosch. We match the equipment to your home and goals — we're not tied to one brand.
What's the warranty?
Typical equipment warranties run 10–12 years on compressors and 5–10 years on parts, depending on brand. IGS provides a separate workmanship warranty on the install. All warranties are documented in your written proposal.
Trusted by Homeowners Across New York
Schedule a Mini-Split Assessment
A local IGS engineer visits your home, measures the load, and gives you a written proposal with every rebate and credit applied. No pitch on the visit — the proposal comes after.
Schedule My Mini-Split Assessment